3. No ability to add an external account to your online banking. This means no transferring money via Limestone to another institution. Electronic bill pay is offered, but if not used at least every 45 days, you suffer a financial penalty.
Been banking her for years. Just plain love this place
All in all I opened my account before doing my homework. I lost a quarter, and saw my credit score fall a few points from a completely and unnecessary hard check, of which I was never asked, nor told would be happening.
1. No 24 hour ATM. The ATM is only available during lobby hours - pretty much defeats the purpose of having an ATM. They have no reimbursement for using other ATM's, either.
2. They perform a hard credit check when opening a checking account. My score was lowered for no reason. I opted out of all overdraft protection, and simply wanted a basic checking account. My score is now lowered.
I would not recommend this financial institution. A few key reasons as to why:
Love this bank
4. Horrible rates all around. A savings account with .01% APY? I was under the impression small town credit unions may lack modern electronic and online banking perks, but would make up for it with higher interest rates - not the case here.
Limestone Federal Credit Union is a US Finance company based in Manistique, Michigan. Limestone Federal Credit Union is located at 131 River St, Manistique, MI 49854, USA.
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